Buyer Information Lyon Real Estate
Folsom Office

 
Below you will find our extensive Buyer Tool Kit containing a wealth of information to assist in your search.  Click on the links below to access the information!
 
Our Exclusive Home Finder System saves you Time and Money. Simply tell us about your perfect property by clicking below and get VIP access to ALL homes that match your criteria, including distressed properties like Bank Foreclosures, Short Sales, Investment Property, REO's and REPOS.
 
VIP access means you're there first before other buyers, so you can negotiate the lowest possible price and your time is not wasted viewing homes that don't interest you.
Click Here for our Exclusive Home Finder System
 
 
 
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations
 
Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
 
Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar
 



Fair Housing | Privacy Policy | CA DRE # 01336771